Physical Gold IRA? Read Past Customer Reviews First

Gold Coins or Silver in an IRA? It’s Important to Read Reviews First


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Hot Tub Repair Testimonial – Spa and Pool Openings and Closings – Neptune, NJ – Wall, NJ – Monmouth

Quick testimonial for a local hot tub closing service. Thanks to Tyler Smart and CT Contracting. I had a spa that was not working for a very long time and Tyler fixed it in just 2 visits. Great serviceGive them a call today at (732) 456-3625.

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New Jersey’s Employment Minimum Wage Battle

NJ employment lawyersIt was expected that Governor Chris Christie vetoed a bill that would raise New Jersey’s minimum wage to $8.50 an hour. The Governor proposed a $1 increase that would be phased-in over the next 2 years to 2015.  25 cents this year, 50 cents in 2014 and 25 cents in 2015.  The Governor felt that this would protect the state’s post hurricane economic recovery.

The veto does not end the debate about an increase for minimum wage in New Jersey, in December the New Jersey legislature proposed a constitutional amendment that would raise the minimum wage to $8.25 and combine future increases to the Consumer Price Index, much like the bill the Governor vetoed. While this battle is being waged in the legislative courts, it is also being fought in the offices, a representative from Castronovo & McKinney urges employees to come forward if they feel pressured and to know their rights, as an NJ employment law firm in Morristown, they are most concerned with how this will affect day-to-day office environments as this issue drags on.

The bill was passed in anticipation of the Governor’s veto, since a constitutional amendment by voters can override the need for the Governors signature. Recently on February 7th the New Jersey Senate approved the resolution, so it needs a majority approval by the Assembly so it can be on the November 2013 ballot for consideration of the voters of New Jersey.  The passage of this amendment to the New Jersey Constitution would impact employers in New Jersey the most, with a minimum wage increase tied to the Consumer Price Index.

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Detroit nears Bankruptcy

Detroit cityIt is a matter a weeks before Detroit becomes possibly the largest chapter 9 municipal bankruptcy filing in the US. What was America’s 5th largest city, today is the 18th with a growing loss of population that have added enormous costs labor, health care and pensions for retirees, add to Detroit’s enormous 13 billion debt.

The auto manufacturers say little about the situation. Another challenge to Detroit is the labor agreements with over 45 bargaining sectors of Detroit’s workforce.

Bankruptcy lawyers in Irvine CA, counsel from Hobbs Legal Solutions, said that in Chapter 9 bankruptcy would allow Detroit to eliminate the collective bargaining agreements with the unions.

Then it would be a matter of battling the rising expenses, since Detroit can’t raise taxes to avoid a further exodus from the city.

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Workplace in Employment Law

Blurred LawEmployment Law covers many more aspects of employment than most people are aware. Many assume that it deals with only the mechanics of hiring and firing, such as definition and prevention of discrimination in hiring, guidelines and enforcement of wage levels, or standards for termination and protection from arbitrary execution of it.

However, employment law informs many qualitative aspects of the workplace. Workplace safety standards and compensation for workplace safety accidents would not exist without employment law. It safeguards worker privacies, communications, and enjoyment of workplace environs. It preserves employee benefits during and after employment.

Employment Law also delves into the needs of specific industries. From regulating contracts to regulating work authorizations, very narrow niches of employment law have evolved over time.

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Living and Interviewing Online

livingbonlineDo you live your life openly on social sites? Employers are turning to researching prospective employees on sites like Facebook and Twitter. The biggest question is often not whether you are technically qualified for a position, but whether you are a good fit for the particular corporate culture to which you are applying.

If you suspect that you’ve been fired for your online social communications, you do have protections. Some states offer protection for off-hour, off-site activities. Good rule of thumb—if you’ve not used company time or resources for your social posts, you may be entitled to protection.

Some states decree that it is illegal to fire employees for the expression of legal opinions outside of the workplace. However industries dependent on the maintenance of a public reputation, such as news organizations, may contractually limit that exemption.

Protections exist for online whistleblowers that expose workplace violations online. If it can be interpreted as serving the public good to blow the whistle, employees can pursue legal remedy for employer retaliations.

Do you live your life openly on social sites? Be aware of what constitutes protected online communications and enjoy yourself!

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Who Can File for Bankruptcy?

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Rebuildling credit

bankruptcyattorneysirvinecaIf you’ve declared bankruptcy, it’s important to know that your financial life is not over. Depending on whether you filed for Chapter 7 or Chapter 13 reorganization, you can take steps to reestablish a new and improved credit history.

First, regardless of the type of filing, access to new credit is going to be difficult to secure. Court permission may be needed. Lenders will view your charged off debt as a liability and will refuse credit or charge high rates to protect themselves.

But a new credit history can be established over time by paying bills on time and in full. Building up savings and staying out of debt will demonstrate financial responsibility. Eventually your new credit history will convince lenders that you’ve changed the behavior that led to your bankruptcy and they will take a chance with you.

Maintain your new discipline—paying any new debts down immediately and ahead of schedule, if possible—and your new financial life will take off.

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Defending the People’s Rights

FDR Second Bill of Rights Speech Footage

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